Serving the Lord, helping the kids, and spending the last third of my life working my way back to the place where I can hang with the boy.

Sunday, January 31, 2010

I Created a New Blog

I have a new toybox this year (it looks like this).




I've created a blog (http://jimstoybox.blogspot.com/) where I'll write about what's going on in the shop.

Why Can't They Figure This Out

It happened again at church. It always happens at church so the fact that it happened isn't really that special but for some reason I pondered it a bit more today. It isn't just at church. It happens all over the place but it happens plenty, maybe most at church so I'll use that as the example.

The service ends. The auditorium is dismissed. Everyone gets up and heads out.

Our church is big so there are probably 3 (maybe 4 - I didn't count) isles people use to get out of the main auditorium. We stood, stepped into the isle...and stood there. After a bit I looked around at the other isles. One was scooting along at a decent clip. Another was moving, moving slowly mind you, but moving. Ours was more or less stopped.

I found my self doing a process analysis trying to determine what made the difference. All the isles seemed to be the same size and it didn't take long to understand that our isle had some folks from the last row on the left that realized they knew/liked some folks from the right side of the last row. Both groups came out, noticed each other, and stopped to have a warm and friendly social session.

Key word is "stopped".

Our church has an enormous (I'm talking 15 yards deep enormous) area behind the seats where folks could stand without any obstruction to the flow of people. Had these folks in the last row managed to take 11 steps the whole isle would have been moving. Instead, they chose to save those eleven steps and stop everyone else in that third of the church from going anywhere.

Eventually the other isles all cleared out and people from our isle started going through the rows of seats to another isle so they could get moving again as the happy gabbers continued their motion halting catch up conversation.

As I cleared the trek across the row and up another isle I was pondering the fact that we never teach people the auditorium clearing process. We never explain that there are hundreds of square yards of space in the back that I assume was put there to prevent such artery clogging situations. Maybe the people just didn't know.

We were going through the first set of auditorium doors as I pondered the fact that the people flow was so obvious to me and wondered if these other people knew and didn't care of didn't know. I considered the fact that I actually do process improvement as part of my profession and tried to balance that against a nagging voice that suggested that some folks might be so self involved that they can't notice that they are creating a situation of inconvenience for literally hundreds of other people rather than take 11 steps.

As I processed these thoughts I reached the second set of double doors and noticed another "clot" of probably 8 or 9 people blocking 4 of the 9 doors. As we slowly moved forward toward the 4 doors that were still unblocked I saw that one of the 9 folks blocking the 4 doors was on her cell phone. As I slowly passed I heard say "You can't miss us. We're standing right in front of the doors on the left side. We'll stay right here until you find us..."

Quickly my analysis of the auditorium people flow dynamic changed from process analysis to a new stream of consciousness pondering the true dividing line between ignorance and stupidity.

Saturday, January 30, 2010

You Gotta Try This!

It came to me in my sleep last night. The political / economic environment is offering an unprecedented investment opportunity with a massive return that is more or less guaranteed.

Typically investors keep the investment opportunities with guaranteed massive returns to themselves but when I woke up this morning I was comfortable with my belief that sharing this approach won't erode my chance to dramatically increase the value of MY money, even if you choose to increase the value of YOUR money doing the same thing.

Shortly after the stock market crashed, I sold some property and put $22,000 into mutual funds. It made my wife nervous because everyone was trying to run away from stock but I figured the market had already crashed and the right time to buy is when everyone else wants to sell. It's less than a year later and my $22,000 investment is worth right at $30,000! I made over 30% in less than a year. Crazy gains (the best of my life) yet this thing I came up with last night promises an even better return (and would you believe at less risk?)

Before I can give you the exact plan you need a little background.

This is my second pass through screwed up economic times. My first one was in the 80's and although it wasn't as severe (on paper) as times are now, it was significant. We did the whole "lose your jobs, lose your house, struggle to get by" thing back then and it was about the same time we were getting new babies.

I remember worring about the babies while living on a anorexic budget that gave Michelle and I $14.50 a month for "discretionary and entertainment. I remember driving a $150 car that we called "the egg" (because it looked like one). It was an American Motors Pacer should have been embarrassing but it was transportation and it got me from my meager 2 bedroom apartment in the "white trash" part of town to my job that paid less than a sixth of what we make now.

You would think that $14.50 (not just fourteen dollars mind you, and the extra 50 cents had value when that's all you've got for a whole month of "date nights") would be impossible as an amount that had to cover a whole month of fun and games. Actually, in my memory, it was quite the opposite. We have fond memories of waiting with excitement for 50 cent night at the dollar theater when we would put the can of coke, a candy bar, and a box of Cracker Jack into Michelle's purse and have a romantic evening together that set us back less than two dollars. (We learned you can do one of those every week on the month and still have enough left for an intimate dinner together if you work off the dollar menu).

Now it is decades later. The kids are all grown and married. We're done paying for school projects, college expenses and weddings. We've reached that magical time when our money is ours and we have some extra to invest. As a result I spend a bit-o-time pondering possible investments (which is why I came up with this one - and it's a doosey).

Follow these steps:

  1. Figure out how much you can afford to leverage this month (you need to do this quickly because the economy could turn and spoil the opportunity) and get it out of the bank in $100 dollar bills. If you can only afford one it will work but if you can come up with four it will yield quadruple results (and don't think for a second I got past quadruple without the help of a spell checker).
  2. Put each $100 bill in an envelope.
  3. Seal each envelope.
  4. Search your memory and come up with the names of some folks who are struggling through the current tough times the way I did back in the 80's. People who just don't have anything left at the end of the month. Folks who are a bit long on stress and a bit shot on joy. If you can't think of any ask your friends or your preacher (there are plenty of them out there - they aren't hard to find).
  5. Write that person's name on one of the envelopes.
  6. Give the envelope to someone else and have it delivered to the person who's name is on the envelope.
Bingo! Instant massive return on your money. If you can scrape up just one envelope worth of investment it will INSTANTLY turn into a crazy winfall. The person you gave it to could no more scrape up an extra hundred than you could come up with another million. Think of the value of that envelope in their hands compared to what it's worth to you. Now THAT's a return on investment. No problem with annual yields. No tax implications on the capital gains. No concerns about loss of principal. Just instant and unprecidented leverage.

Well?

What are you waiting for? Go get some envelopes!

Friday, January 29, 2010

Do Your Password Right

Don't use your birthday. Don't use something about your kids. Whatever you do, don't use 12345 (or asdfjkl;) becasue the folks on the dark side know all those passwords.

Don't use a word I can find in a dictionary. The folks on the dark side will encrypt a dictionary and do a bit compare to your encripted password, offset into the dictionary and read the word. (and they will do it with dictionaries in other languages too).

You've heard the stuff. Use lots of characters. Use some upper case, some lower case. Put numbers and symbols in it. That's how to do a good password...BUT WAIT!

Those "good" passwords are hard to remember, right?

Nope. If it's hard to remember you did it wrong. Do it like this:

amac=bIw2bm

There's a "good" password. It has capital letters, lower case letters, symbols, numbers. The whole shooting match. Hard to remember? Nope. Not if you think of it like this:

all men are created equal but I want to be more

It's the same password. Sure, I used an equal sign rather than the word and the number 2 rather than the word "to" but I can remember the sentence. So use the first letter of every word but substitute the symbols for the words.

You can get all kinds of good passwords this way. Use jokes:

Jbyapdmtao2gu (Just becasue you are paranoid doesn't mean they aren't out to get you)
edhhdbadwabthawe (Every dog has his day but a dog with a broken tail has a weak end)

Use a phrase:

tmbibfiwi@ (thin may be in but fat is where it's at)
#yf&/ywbdtwa` (pound your fist and slash your wrist but don't talk with an accent)

Or alter words you can remember easily:

S1dne? (Sidney)
- Ok, using a question mark for the word "why" is a stretch but you'll remember
Nebr@sk@ (I shouldn't have to tell you this one)

Anyway. Use symbols as words (=, #, &, and the ever popular ^ (that last one is a carrot). Use sentences for the letters. Capatalize where it makes sense and you will end up with a password you can remember and the people on the dark side can't figure out!!

Wednesday, January 27, 2010

How Did We Get So Dependant?

I had some work in Houston. When I need to go to Houston for work I always drive. I don't much care for airports anymore and it takes about the same amount of time when you factor in time getting to the airport, going through security, getting off of and back on the ground etc.

So I'm driving to Houston and as I am nearing Madisonville I notice my GPS says I'm going 76.4 mpg. I speed up a bit and it's still 76.4. I slow down. Same speed. I reach over, turn the GPS off and turn it back on. It boots, reboots, reboots, ...

OMG! my GPS is DOA on I45.

Suddenly I'm filled with self doubt. How will I ever find my hotel and the HP campus? What can I do? I have to admit I was a bit concerned.

Then my mind wanders back to earlier in my life when rather than using trigonometry to triangulate off of 3 or more satellites in a geo-stationary orbit to figure out where we were and where we were going, we used to have these big atlas books in our cars. No google maps. No full color print outs telling us where to turn and no voice on the GPS telling us what was happening in 400 yards.

Hard to believe but we still arrived back in those days.

Well, I got there (after being lost for over an hour) and I got home.

Fortunately my little daughter gave me a new GPS for Christmas (when I thought I had one - you don't suppose she snuck into my car and...Nah!). I've been charging it up today and it will likely go into the car this weekend. My soul will be in more comfort when the TomTom talks to the satellites again so I don't have to try to remember how to work one of those atlas books!

How did I ever get so dependant on the technology?

Tuesday, January 26, 2010

The Cent of a Dead Pig

First, let's be clear - I really don't like pennies. I haven't liked them for years. They don't spend well, they are noisy in your pocket, and let's face it - their time has passed.

Mandy found a web site for The Penny Experiment and although I don't like pennies, I do like what Jeffery Strain is doing with his (I would have stomped on it or kicked it and moved on down the road). My daughter, however, decided to help him out.

Meanwhile, the kid down the street, who is in FFA (Future Farmers of America), is raising a pig for his project this year. The school year is drawing to a close and the pig is tipping the scales upwards of 280 pounds so the project is drawing to a close. I know this because the kid showed up at the door asking me if I wanted to buy half (or all) of the pig. I was reluctant to do so but after reading Mandy's post on The Penny Experiment I decided I might have some use for a side of pork.

I sent an email to Jeffery and offered to donate a side of pork in exchange for 30 of his pennies (I have a secret plan to turn those pennies into even MORE food bank donations). To my surprise he shot me down! This was (part of) his reply..

Thank you for your email and the very creative idea. I am always willing to think outside the box and get creative. I actually like your idea quite a bit, but I don't know if it will work out financially. My hope is to add enough value to get $25 for each of the remaining pennies I have. That would mean that 30 pennies would be $750 and with the couponers getting $8+ for every dollar they spend at the moment, that would be $5700+ worth of food to the food banks....

I must admit, I was quite amused by the response. I quickly responded and my open line was "A negotiation! How fun". This post is getting kind of long but the bottom line was I reduced my asking price to 8 of his pennies (I'll include the whole conversation below but I'm sure some of you are already getting tired of the post).

Jeffery agreed, I called the North Texas Food Bank (214-347-9597 for those of you that have more food than you need and can afford to share it with folks who have less food than they need) and made the arrangements.

So the pig has a new found purpose and I have 8 pennies to sell. That's right, I've got pennies to sell.
I need to charge $30 each for the first four pennies. The money you spend on your new penny will go back to Jeffery to help him with his project. If you act right now (and live close enough to pick it up) I will throw in 10 pounds of my home made sausage with each of the four pennies sold. You pick the kind (Brautwurst, Italian, Polish or William Tell Polish).

If the pennies sell fast I've got some other ideas to further this effort. Who wants to help me get a thousand pounds of meet to the food shelter?


==============================================
And for those of you who care - The negotiation...
==============================================

Jim,

Thank you for your email. Please keep me up to date on the loop as time permits -- this is a long term project, so no rush. Hope to hear about confimations that all will work out and we can move forward.

Jeffrey Strain

On Fri, Jan 22, 2010 at 6:50 AM, Crawford, Jim wrote:
> Sorry - I'm out of town and not doing email every day.
>
> 1) Mandy (one of your coupon / blogger supporters) is my youngest child. She's all grown up and married. I spent the first third of my life doing things for me and the second third of my life doing things for the kids. The way I see it, the last third is all about serving others. Your experiment seems to hit that target. As far as "what's in it for me" -- that was the first third. It's not all about me anymore (but thanks for caring).
>
> 2) My wife volunteered for at the McKinney food bank at some point in the past and we believe they can take the donation. I'll have to check (and will do so prior to delivering the pig). We live in Dallas so I'll be surprised if I can't find one that will but if we reach an agreement don't send me the pennies until all those details are a done deal (good thought on your part).
>
> -----Original Message-----
> From: Jeffrey Strain [mailto:savingadvice@gmail.com]
> Sent: Monday, January 18, 2010 5:15 PM
> To: Crawford, Jim
> Subject: Re: Outside the Box
>
> Jim,
>
> Thank you for your email. I'm certainly interested in this because, as
> you said, I will need help from others to make this work and I love
> the creativity of showing different ways that food can be donated. I
> have two concerns.
>
> 1. What do you get out of this. One of the things that I want to make
> sure is that everyone who participates is getting at least equal value
> (if not more) for the work they do. In the same way that I have been
> refusing donations (I tell those that offer to donate directly to
> their local food bank), I need to make sure that you feel that you
> will be getting value by participating.
>
> 2. Do you have a local food bank or food kitchen that will accept the
> pork as a donation. many have restrictions so you need to make sure
> that there is a place that you can donate it to before we proceed.
>
> Again, thank you for wanting to participate and look forward to
> hearing your answer.
>
> Jeffrey Strain
>
> Make sure that your local food bank or kitchen will be able to take
> the donation
>
> On Sun, Jan 17, 2010 at 9:50 AM, Crawford, Jim wrote:
>> A negotiation. How fun.
>>
>> Ok, here's what I came up with. First, I figure the side of pork will end up being 80% of 140 pounds (the pig weighs 280 on the hoof) so we're probably talking about 112 pounds of meat. I really don't know what the average price per pound is for pork but let's say $1.50 so we're likely looking at $168 worth of meat delivered to the food bank (about 6 cents worth by your calculations). Before I write the blog about all this I will approach a grocery store and get a price on a side of pork so you'll have a real number for your records.
>>
>> Let's make it 8 cents and I'll do it. I'll buy the whole pig and make a portion of the other side into sausage (I do sausage as a hobby) and I'll sell the other 2 pennies (maybe all 8 - depends on the folks buying the sausage) for $25 each and throw in 10 pounds of my sausage (I have a bunch of friends who like my sausage and a while back when they told me they wanted to buy some. I decided I wouldn't sell it because that would turn the hobby into work - up to this point I only give it away).
>>
>> If it turns out I generate more interest in buying a penny for $25 and getting 10 pounds of free sausage I may hit you up for more pennies but for now I'll commit to the two. The other 6 pennies are mine to do what I please with (but I'm going to try to find some creative ways to support your effort).
>>
>> Once I start getting paid for the pennies I sell, you tell me where to send the money and I will.
>>
>> In my "never to be humble" opinion, to reach your million dollar goal you are going to need to come up with a plan that pyramids out and has a bunch of other folks trying to leverage your investments for growth and food deliveries.
>>
>> Let me know what you think.
>>
>> -----Original Message-----
>> From: Jeffrey Strain [mailto:savingadvice@gmail.com]
>> Sent: Sunday, January 17, 2010 2:08 AM
>> To: Crawford, Jim
>> Subject: Re: Outside the Box
>>
>> Jim,
>>
>> Thank you for your email and the very creative idea. I am always
>> willing to think outside the box and get creative. I actually like
>> your idea quite a bit, but I don't know if it will work out
>> financially. My hope is to add enough value to get $25 for each of
>> the remaining pennies I have. That would mean that 30 pennies would
>> be $750 and with the couponers getting $8+ for every dollar they
>> spend at the moment, that would be $5700+ worth of food to the food
>> banks. I thought about giving gardeners money as well, but I can't
>> get those numbers to work out on par with the couponers either. If
>> you have a way to resolve this or if I am greatly underestimating the
>> value of the side of a pig, please let me know as I do like the idea
>> if I can make the numbers work. I really do appreciate the though you
>> have put into this and the creativity as I know I will have to come
>> up with unique ways to reach the goal.
>>
>> Jeffrey Strain
>>
>>
>> On Sat, Jan 16, 2010 at 7:15 AM, Crawford, Jim wrote:
>>> I've got an offer that is outside your regular approach to adding
>>> food to the food bank...
>>>
>>>
>>>
>>> Two things happened this week. My daughter came
>>> over and told me all about her couponing for your cause. Prior to
>>> that my neighbor's kid (member of FFA) came over and asked me if I
>>> wanted to buy the pig he raised for this year's school project.
>>>
>>>
>>>
>>> Here's my offer. Send me 30 of those pennies and I'll buy the pig,
>>> have it processed and donate half (a side of pork) to a food
>>> shelter. The pig weighs 280 pounds. I'm not sure what the
>>> processing loss is but I expect we can increase your food $$$ total
>>> by over 50% (not bad for 30 pennies) I've got an idea on how I can raise even more for you using the 30 pennies....
>>>
>>>
>>>
>>> Oh, and I'll blog about it all so you can have some more links to play with.
>>>
>>>
>>>
>>> If you're in, let me know fast (before the kid sells the pig to
>>> someone
>>> else) and send the pennies to:
>>>
>>>